How it Works

When it comes to finding a great online loan, RealisticLoans.com is your best shot. Our carefully crafted system is perfect for helping you connect with the most reputable and reliable financial service/ loan providers in the USA. The online application form will only require a few minutes of your time and upon successful submission, the ever-ready lenders are going to offer you relevant options based on the analysis of your financial profile. Nevertheless, borrowers are required to satisfy these requirements:

  • You are 18 years old or more
  • You are citizen/ permanent resident of the USA
  • You have a valid saving or checking account
  • You have a stable source of income

Most of the lenders we work with are not concerned about the tricky credit score since they understand that there are more parameters to measure creditworthiness, so you don’t have to fret about poor credit scores. After the loan application has been approved, you shall receive some offers which might have different amounts, repayment durations as well as interest rates.

When the offers hit your inbox, you should take your time to study each of them. If you are certain that there’s an offer that is suitable for you, you can proceed and finalize the deal by signing the agreement and forwarding them to your lender. Upon doing this, the loan will be funded in one business day and you can access the money from your bank.

Rates and fees

We pride ourselves as one of the best loan matching services in this country and we offer this service to our customers for free. In all occasions, we never ask our customers to pay anything when they make an online loan request on our system despite the fact that we help them get relevant and suitable online loans.

For any given loan, there are various fees that may be applied. However, the lenders we work with charge an APR on all loans offered. Basically, this is the interest that the principal amount accrues up to the time it’s cleared.

You can either get a short-term loan or a long-term loan. The former comes with no security and a borrower can get it without any collateral but the APR tends to be higher. The latter which include some personal loans, as well as installment loans, have lower APR’s and you can borrow for an extended period.

Since it’s possible to encounter some additional charges, it’s always wise to read the fine print carefully before signing the deal. The law requires all lenders to disclose all charges and fees associated with a loan on the agreement form.

Loan repayment

If you don’t pay all the outstanding balance, the lender may apply some additional fees as well as resort to collection activities. Always make sure you have read and understood the late payments policy as stipulated by the lender before giving your consent on the loan.

Since RealisticLoans.com doesn’t issue loans directly, it’s not possible for us to renew your loan and the most appropriate thing for you to do is reach out to your lender and ask them for a renewal. Similarly, we are not in a position to enforce the payments.

Submit a loan application through our service to get the funds within 24 hrs, on a business day by following some simple steps.

  • Fill the simple online application and submit
  • Review the loan documents and complete the online signing
  • Wait for the money to come to you