Effective dates: June 14, 2019
We truly value your privacy rights and as such, we know that it is important to uphold the security and privacy of your data. We employ various data gathering tools that offer accountability, transparency, and available options as far as the management of your personal information is concerned.
You can get the necessary contact details which may be utilized in the event where you elect to erase your personal data from our system.
The information gathered by this website
We may also collect some information which is non-personally identifiable information (NPII)at any time when you are interacting with the website. Basically, we gather and use the NPII data for the purposes of generating and carrying out analyses regarding the usage of the site as well as studying user trends in a bid to make the platform better for our users. Please note that the NPII data may be collected even when you haven’t gone through the registration process on this website. The NPII data may encompass but never restricted to: your IP address, the type of browser used, your current operating system, timestamps, and the domain names of your ISP, referral pages.
We reserve the right to share the NPII details to the third-party service providers without prior notice to our users.
The usage and sharing of your PII
When you choose to use the services available here, please note that we require your PII information. We have a full understanding of the undeniable importance of your personal privacy and therefore do our best to implement the necessary precautionary measures to protect the information as required by the existing laws and regulations regarding privacy protection.
Upon your submission of the PII data, we utilize the information in an effort to make the process of accessing the services you’ve requested simpler from the various third-party service providers. Therefore, we may forward the information to the relevant third party providers so that you may receive the product or service you are interested in.
If we consider it a necessity we can at our own unlimited discretion reveal the information if the same is required for legal purposes, and also transmit the data to any relevant government agency as requested, or is we deem it necessary to:
- Comply with the legal requirements or facilitate legal proceedings
- Protect the property or rights of this company as well as our affiliated entities
- Act in a bid to uphold national security or prevent criminal activity
- Protect and secure the safety of both our users as well as the public
We may share the information with a third party who may in any way take over our business through the purchase of a portion of our business, a merger, or consolidation. Nevertheless, if this company is declared insolvent, whether involuntary or voluntary, the liquidator, ourselves, the receiver, the administrator, or administrative receiver may share, sell, dispose, or license the data in any of the ways as provided by the court. It’s likely that we will notify our users in the event where a third party is acquiring a substantial percentage of this company and we will do this through a notice on this website or send email notifications. If this happens, the recipients of the information in question may be in any location worldwide.
Please be informed that this company reserves the exclusive rights to share or sell the PII information collected to advertisers in this network, third party lenders, companies or other organizations with whom we have a collaborative marketing agreement, third party marketers, information resellers, and some of these parties may forward the same data to other agencies or companies that may or may not contact you with marketing content. In addition, the data may be shared or sold to other third parties without utilizing technology methods. As such, different lists and databases may be compiled and maintained for varied reasons as deemed necessary. if you choose to opt-out of any of the lists, you may achieve that goal by unsubscribing from the list at the bottom part of the page bearing the message.
This company, as well as the third party marketers, is free to use the details you submit to reach out to you with marketing content through various channels such as email, telephone, SMS, online banners, and direct mails. Additionally, the PII you submit may be utilized to track your specific online activity across various websites albeit within the provisions of the law with an aim to learn more about your search patterns in an attempt to enrich your profile and offer you appropriate adverts as well as gather insight on your basic interests.
While this agreement may indicate the specific third parties who may have access to your private information, it’s very likely that we may have limited or no way to access their respective privacy practices. Therefore, may have limited or no influence with regard to how they choose to use your personal information. This implies that some of the third-party service providers may choose to store and continue using your personal information even when you’ve shown no interest in their products or services. If you need to get further information with regard to the privacy policies as well as information sharing practices with the third parties, its best to contact them and ask for further elaboration. Similarly, you can request them to delete your personal information from their records.
Your continued use of this website is equivalent to your agreement that you are fully comfortable with the third party information sharing terms herein and you also understand the possible repercussions of allowing us to share or distribute the PII information gathered when you use this website or services found here. Among many other applicable purposes, the PII data may be utilized to help in offering you services or products based on the behavioral and demographic data.
TAKE NOTE THAT YOU MAY AVOID CONTACT FROM THIS COMPANY OR BE RECEIVING ADDITIONAL INFORMATION BY CHOOSING TO REFRAIN FROM SHARING YOUR PERSONAL INFORMATION. BUT IF YOU ALREADY SUBMITTED YOUR PERSONAL DATA ON THIS WEBSITE AND YOU INTEND TO HAVE YOUR INFORMATION ERASED FROM OUR RECORDS, YOU MAY SEND YOUR PERSONAL AND SPECIFIC REQUEST THROUGH EMAIL AT [email protected].THE MOMENT YOU SUCCESSFULLY SUBMIT YOUR FORMAL REQUEST, REST ASSURED THAT YOUR INFORMATION IS NO LONGER GOING TO BE USED FOR PROMOTIONAL PURPOSES OR BE FORWARDED TO THE THIRD PARTY PROVIDERS. NEVERTHELESS, THIS COMPANY IS I NO WAY RESPONSIBLE WITH REGARD TO ANY FORM OF COMMUNICATION THAT MAY OCCUR FROM THIRD PARTIES IRRESPECTIVE OF YOUR OVERALL ACTIVITY ON THIS SITE.
The third-party financial providers found on our network will get access to the personal data submitted on this website and may or may not countercheck, but in no way limited to your driver’s license number, social security number, and any additional information necessary for the loan approval process. The verification method hinted above is employed by the third-party providers in an attempt to review the information you have provided and measure your credibility, capacity, and credit rating. Please be advised that if multiple credit checks are conducted through the major credit agencies, your overall credit scores may suffer a negative impact. The moment you choose to share your personal data o this site, you have authorized the relevant third-party credit providers to run verification and credibility checks in accordance with their applicable terms.
Email and telemarketing
As soon as you elect to willingly receive the various marketing campaigns, this company, as well as the various third party marketers, is at liberty to commence the usage of the PII information excluding your banking and SSN information for the purpose of direct as well as indirect marketing attempts. The phone number you have submitted whether landline or mobile phone, can be used to call you when offering help with regard to loan queries, or any other product or service in which you have shown interest in. this will happens regardless of your active subscription to the various “Do Not Contact Lists” or other suppression lists.
When you access and register on this site, you consent that the mere registration is interpreted as an expression of interest in the services and products offered on this website. Both your request and registration processing is in line with the Amended Telemarketing Sales Rule (ATSR). Consequently, we can contact you via the phone even when your telephone number appears on “Do Not Call” lists since you’ve already authorized this company to contact you as provided in the ATSR. In addition, if you use this website to request information from other third party providers and offer your details, the act is equivalent to the expression of interest to the products and services and as such, the third-party provider in question may use telemarketing campaigns but in strict observance to the applicable laws.
As far as any telemarketing campaign is concerned, you must accept that you fully understand the associated charges and responsibilities as well as having attained the legal age in the US to have and use a mobile phone. Basically, it’s likely that your specific mobile phone service provider can gather and store the data exchange associated with your phone but such practices are controlled by the respective mobile phone companies.
The usage of third-party cookies, pixel tags, web beacons, online behavior, and log files
While using this site or receiving email communication you may come across the company’s or third party’s web beacons, pixel tags, cookies, weblogs, and analytic tools. Please note that the usage of the various tools is meant to assist in determining your online activities, gather information about your OS, browsers, viewed emails and web pages, and tracking the IP addresses you normally use. In addition, some of the tools may be used to study your mouse clicks, interaction with online adverts, and links as well as time zones and prevalent locations.
When we make reference to cookies, we refer to the small but unique files that are unique to your browser and are stored on your hard drive. Basically, they store behavioral information that is very unique to every user. Some or all of the files gathered may be stored on your hard disk before your computer sends the same to our systems. The main purpose of cookies is to collect your online behavior and establish your preferences based on the pages that you visit. All this is done in an attempt to provide you with a better online experience once you visit our website or that of a third-party provider. In some circumstances, cookies can be very instrumental in fraud detection.
The web beacons and pixel tags are minute graphic images that may be included in emails and webpages in an attempt to enable both this company and third parties to understand how users interact with emails or webpages. The main purpose is to measure the response of users to communication as well as content on the webpage.
This company as well as the third-party providers is at liberty to employ the various tools mentioned on this document to gather information with an aim to understand user preferences and actions in order to offer an improved service.
We may use several ways to analyze the information you provide in order to make sure that we are offering you personalized offers. Nevertheless, have included the necessary options to help you decide the amount of information you are comfortable to submit in the event where you are not interested in the services offered in this website or communication from this company as well as other third party lenders.
If you wish to keep your information from reaching us or the third-party providers, you should desist from using or accessing this website, utilize IP masking software, and avoid interacting in any way with the adverts as well as links on this website. Alternatively, you may disable cookies in your browser or remove them from your computer.
The security of your personal information
This company stores all PII in a database that is secured with a high-end security system in an attempt to avert unauthorized access by individuals or programs and we also update our systems when necessary. Besides the appropriate electronic, physical, and outstanding security management aimed at protecting you, we are committed to using any applicable measure to ensure that you are safe from loss, alteration, and inappropriate use of the information in our custody.
Your personal information may not be used in the public domain and the overall access is quite limited. Only authorized employees of this company are granted access to PII information and they are obligated to use the information to carry out predefined tasks within our offices in accordance with what you have authorized us. Any staff member who has the clearance to access the PII has sufficiently guaranteed to keep the information private, confidential, and safe. If any of these employees commit an action that is against the privacy and security of the PII data, the employee in question is subject to severe disciplinary measures.
Nevertheless, this company does not in any way offer a guarantee that the actions and measures taken are 100% to keep the computers and other technological devices in our system from being compromised and intervened illegally resulting in the theft or alteration of the information in our database. If this happens, this company cannot be held responsible for the action and the resulting damage. However, you have the right to request this company to delete your personal information from our database.
If the security of the data in our database is compromised, this company will notify you regarding the prevailing status of your PII data in strict observance with the applicable federal laws. In addition, any third party is solely responsible for the security and protection of the PII data in their custody.
Information from minors
We do not collect any kind of information from anyone below the age of 18 years and we advise all parents to maintain constant surveillance of the online activity of children. If by any chance we receive data from persons considered minors by the law, we shall delete the data with immediate effect. Please note that we are compliant with the Children’s Privacy Protection Act and we do not store either do we share information from minors.
Third party’s privacy practices and links to other sites
A special notification to users in various states
This company operates under the codes and acts that may be applicable in states that correspond to specific interactions with users in the location in question. In some states, we may be required by law to reveal the exact identity of the entities with which we have shared the PII information within a certain timeframe as well as the exact information shared. If you are a resident in a state enforcing these regulations and would like to access the information, please file your request with this company directly and clearly. Kindly note that this company reserves the right to decline any request that is not explicitly relevant to the specific contact information described.
All updates will become effective once uploaded on this page and it’s your responsibility to periodically check this document for any update. Your continued use of this website indicates that you have agreed to the changes made in this document.
Privacy inquiries and complaints
We do our best to maintain accurate and complete PII data and all our users are in full control of the information in our databases for the purpose of offering better services. As such, you may alter the information in our systems at your discretion. Users are also at liberty to request their information be completely erased from our database. However, if some information is required by any law or considered part of fraud activity, we may decline to delete the data regardless of what is expressed above.
This website is the property of RealisticLoans.com. In case you have any complaint, request, or inquiries with regard to services, access, and modifications on your PII data submitted to this site, kindly reach out to us via [email protected]
Applying does NOT affect
your FICO® credit score!