Faxless Payday Loans
Get up to $5000

Start your online loan
application today!
By submitting your information you agree to Privacy Policy, Terms of Use and Responsible Lending Practices

Applying does NOT affect your FICO® credit score!

Faxless Payday Loans

The true beauty of fax-less payday loans is that no faxing is required. These loans put cash in your hands with little hassle.

How will lenders verify your information? Well, they can just use information availed by specialty consumer reporting agencies besides the main ones (Equifax, TransUnion or Experian).

Applying does NOT affect

your FICO® credit score!

The type of loan you’ll be taking out is a payday loan. It’s also offered at physical cash advance stores.

If you’re stuck in a financial bind and need fast access to cash, it’s disappointing to deal with slow lenders. Some of the things that slow down the loan application process include lenders asking for lots of documents or requiring borrowers to authorize a hard credit checks.

Faxless payday loans are just loans that you can obtain without faxing documents over.

Reasons lenders might ask for documents to be faxed

Faxing might seem like a dated technology, but did you know that faxes are legally binding?

The following table will give you an idea of the documents requested by cash advance lenders and the reasons why:

Proof of identification Proof of income Verification of address
Passport, state-issued ID, Driver’s License, etc. Two recent pay stubs, 2 years of tax returns, W2s, copies of bank statements going back 60 days. Utility bill, rental agreements, home insurance copy, etc.

How do fax-less payday loans work?

Let’s break down each aspect:

“Faxless” – no faxing required

Fax machines should be outdated with the advent of the internet and the proliferation of email technology. However, faxing is still a popular means of sending and receiving documents within institutions that require good paper trails and security, for instance, insurance companies, banks, etc.

Applying does NOT affect

your FICO® credit score!

Faxes also have the advantage of not being prone to viruses or tampering. After the message is sent, the fax generates a fax receipt which details the machine that sent the document, the one that received it, and the transmission date.

Away from the business world, the fax machine is not a common household gadget like smart speakers, smart fridges, laptops, printers, scanners, etc. Therefore, if the lender was to specify that documents must be faxed, you’ll have to seek faxing services at UPS stores, FedEx stores, etc. It’s not convenient and that’s what makes fax-less payday loans so attractive.

How to get a fax-less payday loan?

You’ll go through the following simple steps:

  • 1) Fill out the loan request form: Complete this step on Realistic Loans
  • 2) Get pre-approved: Receive loan offers in your inbox
  • 3) Complete the rest of the loan steps: You might have to verify the amount you want to borrow by speaking to a rep.
  • 4) Sign loan agreement: E-signing
  • 5) Receive loan funds: It typically takes 24 hours or one business day for funds to become part of your bank balance.

What are the requirements for a faxless loan?

Good news! You don’t need good credit or high income to qualify for faxless payday loans with instant approval. The basic qualification criteria aren’t discriminatory in any way. Borrowers must:

      • Be US residents or permanent residents.
      • Be 18 years old in most states.

Have a consistent source of funds. Lenders look for employment income received through direct deposits to your bank account, but you can be receiving income from benefits programs, annuities, retirement savings, etc.

      • Have an active checking account or savings account open for about 60 days.
      • Have a working phone number and email.

Who can apply for online fax-less payday loans?

Anyone can apply for a fax-less pay loan. You can be making as low as $750 per month and qualify for the payday loans. Similarly, your credit score might be under 600 and still get approved.

Take time to ensure that you can repay the cash advance loan on the due date, and still have enough cash to cater for other monthly expenses as usual.

Apply for Fax-less Payday Loans No Credit Check

“No Credit Check” just implies that lenders will not bother ordering a hard check when granting you the loan with bad credit. You can know if you qualify without affecting your scores. Apply through and access a network of high-quality lenders.

Applying does NOT affect

your FICO® credit score!

Do you have any further questions?