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Loan Application Requirements

Before submitting a request, confirm that you meet the basic eligibility requirements below.

Basic Requirements

  • You must be at least 18 years old.
  • You must live and work legally within the United States of America.
  • You must be working with the same employer for at least 90 days successively.
  • You must have a working telephone number and a valid email address.
  • You must have a bank account with your name.

What to prepare

Having accurate information ready can make the secure form easier to complete.

  • Your legal name, phone number, email address, and state of residence.
  • Employment and income details requested by the application form.
  • Bank account information for an account held in your name.
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Important Disclosures

RealisticLoans.com does not constitute an offer or solicitation to lend. The operator of this website is not a lender, does not make loan or credit decisions, and does not broker loans. The operator of this website is not an agent or representative of any lender. We are a lead generator and may be compensated by lenders for this service.

Not all lenders can provide loan amounts up to the maximum amount advertised. The maximum amount you may borrow from any lender is determined by that lender based on its own policies, which can vary, and on your creditworthiness. Submitting your information online does not mean that you will be approved for a loan.

Loans are not available in all states. Amounts and terms vary by state and lender. Short-term loans are not a long-term financial solution. Every lender has its own terms, conditions and renewal policy. Late payments may result in additional fees or collection activities, or both. RealisticLoans.com does not charge an application fee.